JerriusCogitator

  Building Trust in Digital Identity and AI: UX Patterns That Empower Users Author & Compiled: Jerry Joy Abstract In an era where Artificial Intelligence (AI) and digital identity systems govern much of our online interaction, trust has emerged as the essential currency of the digital age. This paper examines how User Experience (UX) patterns can enhance user confidence and ethical transparency across digital identity and AI ecosystems. Drawing on research from human–computer interaction (HCI), cybersecurity, and AI ethics, it explores how design strategies such as transparency, explainability, consent control, and accountability can bridge the gap between technical sophistication and human understanding. The findings suggest that trust-centered UX not only fosters user adoption but also reinforces the ethical integrity of digital technologies. 1. Introduction Digital transformation has redefined how people identify themselves, share data, and interact with intelligent sy...

                           Designing Trust in Central Bank Digital Currencies: Privacy, Security, and Public Confidence Author & Compiled: Jerry Joy Abstract This paper explores the critical design considerations influencing public trust in Central Bank Digital Currencies (CBDCs). As digital currencies move from concept to implementation, their success depends on trust — built through robust privacy, security, accessibility, interoperability, and transparency mechanisms. Drawing on global pilot data and institutional studies, this article examines how design decisions shape user confidence and adoption. Findings suggest that citizens’ willingness to adopt CBDCs is directly correlated with the perceived integrity and inclusivity of the system’s design. 1. Introduction Central Bank Digital Currencies (CBDCs) are redefining the architecture of modern money. According to the Bank for International Settlements (BIS, 20...