JerriusCogitator

  Blockchain UX Challenges: Simplifying Complex Blockchain Interactions for Mainstream Adoption Author & Compiled: Joy J. (2025) Series: Digital Identity, AI, and Ethical Governance in the Era of Public Transformation Abstract While blockchain technology has proven its potential to revolutionise finance, governance, and identity management, its usability remains a critical barrier to mainstream adoption. The technology’s complexity—ranging from cryptographic wallets and seed phrases to decentralised applications (dApps) and transaction fees—creates a steep learning curve for everyday users. This paper explores the user experience (UX) challenges that hinder blockchain accessibility, examines design and psychological barriers, and proposes pathways to bridge the gap between crypto technology and human-centred digital experiences. The analysis draws on industry data, UX design research, and case studies from Web3 adoption trends to identify strategies for simplifying bl...

                           Designing Trust in Central Bank Digital Currencies: Privacy, Security, and Public Confidence Author & Compiled: Jerry Joy Abstract This paper explores the critical design considerations influencing public trust in Central Bank Digital Currencies (CBDCs). As digital currencies move from concept to implementation, their success depends on trust — built through robust privacy, security, accessibility, interoperability, and transparency mechanisms. Drawing on global pilot data and institutional studies, this article examines how design decisions shape user confidence and adoption. Findings suggest that citizens’ willingness to adopt CBDCs is directly correlated with the perceived integrity and inclusivity of the system’s design. 1. Introduction Central Bank Digital Currencies (CBDCs) are redefining the architecture of modern money. According to the Bank for International Settlements (BIS, 20...

  🤖 How AI is Transforming Document Workflows: From Automation to Intelligence Author & Compiled: Jerry Joy Abstract Artificial Intelligence (AI) is transforming how organizations manage, process, and interpret documents. Through automation, natural language processing (NLP), and intelligent document processing (IDP), AI enhances efficiency, accuracy, and compliance across industries. This paper examines the evolution of document workflows from automation to intelligence, exploring how AI is streamlining creation, extraction, analysis, and storage while identifying key benefits, challenges, and industry applications. 1. Introduction Documents serve as the operational backbone of modern organizations, capturing critical information, decisions, and communications. However, traditional document workflows are often burdened by manual processing, duplication, and human error (Smith, 2023). Artificial Intelligence has emerg...

  Proposal:  A Transparency-First Framework as a Prerequisite for Digital Identity Systems [Part 2] Author & Complied: Jerry Joy Abstract Digital identity systems have emerged as critical instruments for modern governance, enabling efficient access to healthcare, financial, and public services. Yet the global rush toward implementation has outpaced the development of foundational transparency and accountability frameworks . This proposal argues that transparency must precede technology — serving as a prerequisite, not an afterthought. Drawing upon global studies on digital public infrastructure (World Bank, 2024; OECD, 2024) and public trust metrics, it outlines a comprehensive Transparency-First Framework designed to safeguard autonomy, equity, and democratic oversight. The proposal concludes that institutionalizing transparency is essential to converting digital identity from a potential surveillance tool into an engine of citizen empowerment. 1.0 Introduction: Ref...